Care That Feels Human Again

Carter Family Practice
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Carter Family Practice
Home
Our Practice
  • About Us
  • Karen Carter, APRN, FNP-C
  • What our Patients Say
  • FAQs
  • Payment Policy
  • Privacy Policy
Modern Medicine
  • Telehealth
  • House Calls
  • Direct Primary Care
  • Business & Occupational
  • Competitive Pricing
Book Now
More
  • Home
  • Our Practice
    • About Us
    • Karen Carter, APRN, FNP-C
    • What our Patients Say
    • FAQs
    • Payment Policy
    • Privacy Policy
  • Modern Medicine
    • Telehealth
    • House Calls
    • Direct Primary Care
    • Business & Occupational
    • Competitive Pricing
  • Book Now

  • Home
  • Our Practice
    • About Us
    • Karen Carter, APRN, FNP-C
    • What our Patients Say
    • FAQs
    • Payment Policy
    • Privacy Policy
  • Modern Medicine
    • Telehealth
    • House Calls
    • Direct Primary Care
    • Business & Occupational
    • Competitive Pricing
  • Book Now

Affordable, Personalized Healthcare - Direct Primary Care

At Carter Family Practice, our mission remains the same for every patient: classic, compassionate, relationship-based care.


Direct Primary Care (DPC) simply offers an additional option for individuals, families, and small businesses who want more access, predictability, and continuity in their care - without the complexity of traditional insurance-driven systems.


This model allows us to spend more time with patients, simplify costs, and provide care that feels personal, accessible, and human.

What a DPC Membership Includes

A Direct Primary Care membership is designed to support day-to-day primary care needs with clear expectations and no surprises. 


Depending on your plan, membership may include:

  • Unlimited Telehealth visits during normal business hours 
  • House calls (based on membership tier and location)
  • Annual wellness visits and physicals
  • Select in-home testing (flu, COVID, strep, ECG, and more)
  • IV fluids and medications for select conditions
  • No copays, no hidden fees, and no insurance billing


A one-time $99 registration fee applies for the lifetime of your membership, with simple monthly pricing and no long-term contracts.

Membership Options and Pricing

Essential Plan

  • Unlimited Telehealth during normal business hours 
  • House calls not included

• Adult: $59/month
• Child (with adult): $30/month
• Family (2 adults + 2 children): $149/month


Standard Plan (Central FL. Only)

  • Unlimited Telehealth during normal business hours
  • 1 House Call per year

• Adult: $69/month
• Child (with adult): $40/month
• Family: $179/month


Premium Plan (Central FL. Only)

  • Unlimited Telehealth during normal business hours 
  • 4 House Calls per year (includes sick visits and physicals)
  • 4 in-home tests (flu, COVID, strep, or ECG)

• Adult: $89/month
• Child (with adult): $60/month
• Family: $239/month


Senior Plans (65+)

Not eligible for use with Medicare

• Essential: $55/month
• Standard: $65/month
• Premium: $85/month


Small Business Plans

We offer flat monthly rates for small businesses looking for an alternative or supplement to traditional insurance coverage.

Plans are customized based on company size and employee needs.
Please contact us for a personalized quote.


Why Direct Primary Care Works

More Access, Less Waiting
Direct access to your provider makes it easier to ask questions and receive timely care — often same day or next day.


Longer, More Meaningful Visits
DPC allows time for real conversation, preventive care, and chronic condition management without feeling rushed.


Clear, Transparent Pricing
A simple monthly fee makes costs predictable, especially for those without insurance or with high-deductible plans.


The Same Classic Care
Whether you choose a membership or traditional care, our commitment never changes - thoughtful, respectful, relationship-based care always comes first.


Direct Primary Care isn’t a replacement for what we do - it’s an enhancement for those who want deeper access and continuity. 

For patients who don’t choose DPC, the heart of our care remains the same.


What about Insurance?

Carter Family Practice’s Direct Primary Care membership covers your everyday primary care needs — without using insurance. This means no copays, no deductibles, and no surprise bills for services included in your plan.


We recommend maintaining a health insurance plan (or health-sharing alternative) for services outside of primary care, such as:

  • Specialist visits
  • Imaging or hospital care
  • Emergency services
  • Surgeries or major procedures
  • Laboratory fees


Think of your DPC membership as your foundation and insurance as your safety net.


We’re always happy to help you understand how both can work together to support your health and your budget.


Copyright © 2026 Carter Family Practice  - All Rights Reserved.

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